Securing use of that credit card

    There could seemingly be nothing easier!    Go on line, shop and give them your credit card making the purchase....and then allow the on line retailer retain, and thereby store, a record of your credit card for when you return some time down the track to make some more purchases.But there is a real problem in all of this!    Let this piece (behind a paywall) from The Australian Financial Review explain....

"As millions of online shoppers can attest, it sure is convenient to let websites store credit and debit card numbers so the data can be "auto-filled" on the next visit.But in a world plagued by hackers, storing that information is an unnecessary risk, experts say.Even though the data is supposed to be encrypted, "We do know breaches occur," said Doug Johnson, senior vice president of payments and cybersecurity at the American Bankers Association in Washington, DC."My advice is, if you don't have to put yourself in harm's way by storing that information at a site, don't do it. Take the extra time to put in the numbers each time you conduct a transaction."
 A recent survey by found that two out of three online shoppers - or roughly 94 million Americans - have their card numbers stored on at least one website or mobile app. About 10 per cent - or 14 million people - say they always save their card information online when they can.
One easy solution to this.    First, don't leave your credit "behind" with the retailer.  Secondly, have all details of your credit card securely stored on your LifeBank data key ready to be accessed when necessary.....but away from prying eyes.